From embedded finance to the rise of stablecoins, the financial ecosystem is evolving faster than ever — but not without friction.
As traditional banks and fintechs jockey for position, and regulators try to keep pace, key questions remain: Are APIs helping or hindering innovation? What are we still getting wrong about embedded finance? And if we could start from scratch, what would we build differently?
To unpack it all, Payment Expert caught up with Barry O’Sullivan from OpenPayd on the sidelines of Money20/20.