WATCH: What Yaspa’s CEO wants regulators to do about Open Banking

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As Open Banking enters a pivotal chapter, questions around regulation, collaboration and the future of data-sharing are front of mind.

Has compliance killed creativity in Open Banking? Will PSD3 finally unlock the innovation regulators once promised? And with banks and fintechs still working out how to collaborate effectively, what does a truly productive partnership look like in 2025?

To get the industry’s perspective, Payment Expert spoke with James Neville, CEO of Yaspa, on the ground at Money20/20 in Amsterdam.