Payment Expert asked delegates across Money20/20 what they really thought of stablecoins
For years, stablecoins hovered at the margins of mainstream finance, promising faster, cheaper, borderless payments, but struggling to gain meaningful traction beyond the crypto-native crowd.
That may finally be changing.
Following high-profile moves like Stripe’s acquisition of Bridge, stablecoins have exploded back into the fintech spotlight in 2025. B2B payments, in particular, are seeing rapid adoption, especially in regions and use cases where traditional financial infrastructure falls short. New data from Artemis shows 400% year-on-year growth in B2B stablecoin volumes, driven by long-tail markets, exotic FX corridors, and 24/7 treasury needs.
But as Soups Ranjan, CEO of Sardine and a veteran of Coinbase’s early compliance efforts, points out, the opportunity comes with hidden complexity. From sanctions risk to fragmented KYC processes, the compliance challenge is anything but straightforward.
Against this backdrop of hype, growth, and hard questions, we asked delegates at Money20/20 Europe: Are stablecoins overhyped or underhyped?
Watch the video to find out what the people shaping the future of finance really think.