“Sometimes the simplest things are the most profound. My job is to bring out in people & what they wouldn’t dare do themselves“
Apple Pay outage disrupts US transactions
Apple Pay, one of the most widely used mobile payment platforms in the US, suffered a major outage on May 16, disrupting transactions across...
FCA to regulate BNPL from 2026
New UK BNPL regulations to “protect shoppers from debt traps”The Financial Conduct Authority (FCA) to oversee the sector and introduce consumer protections.Announced on May...
Yavrio CEO shares how the US is building out its Open...
Open Banking in the US has endured a more patient process for widespread adoption across its traditional banking sector, but with the backing of...
Learning from Wise’s $45K compliance error
The Consumer Financial Protection Bureau (CFPB) issued an Amended Consent Order against Wise US on May 16, significantly revising a previously reported multi-million-dollar enforcement...
Fintech Unwrapped:ClearBank’s global API push and MoonPay’s stablecoin stride with Mastercard
Payment Expert’s Fintech Unwrapped delivers the latest and developing news that has shaped the sector over the course of the week. This week, ClearBank partnered...
Why first-party fraud is payments’ most dangerous blind spot
Nearly half of merchants say legitimate customers are now more likely to commit fraud. What does this mean for payments teams?Fraud in payments has...
PSR sees early success in APP fraud reimbursement
Mandatory reimbursement for APP fraud shows promising early results, says PSR.Mandatory reimbursement for Authorised Push Payment (APP) fraud is showing early signs of success,...
Are Apple’s EU App Store warnings compliance or deterrence?
Apple’s new App Store warnings in the EU technically comply with regulation—but raise questions about whether they are designed more to deter than to...
ID Check: Zumo’s Nick Jones – Why resilience is key in...
Payment Expert’s ID Check: Payments Professionals offers insight from industry leaders and experts on how they got their start in the financial industry, from...
Klarna questioned on use of AI to cut down workforce
Klarna, Europe’s biggest buy-now-pay-later (BNPL) platform, has garnered headlines and controversy with its recent admission of using AI to reduce its corporate headcount.Interviewed by...
UK industry unites to launch new entity for commercial variable recurring...
A coalition of 31 financial institutions is funding a new company to deliver commercial variable recurring payments (cVRPs), offering consumers a flexible, real-time alternative...
TrueLayer CEO slams card fee ‘duopoly’ in Europe
European retailers are rallying against Visa and Mastercard, formally petitioning the European Commission on May 14, to rein in what they call an “opaque...
Brazil’s betting reforms reshape the payments landscape says Pay4Fun CEO
As Brazil’s newly regulated betting market continues to evolve, the impact on payments is becoming increasingly clear. With the introduction of mandatory KYC procedures...
Digital euro central to ECB plan for payment sovereignty
The ECB sees the digital euro as key to reducing Europe’s reliance on foreign payment providers and enabling regional innovation.It’s unusual for a central...
Monzo enters new era of real-time payment control with undo feature
Monzo becomes the first bank to allow customers to underdo payments.Monzo has given customers the ability to undo payments as part of its latest...
How urgency is monetising instant payments
As consumers grow more willing to pay for speed, instant payments are becoming both a utility and a revenue opportunity.As adoption of instant payments...
Worldpay: BNPL set to challenge cards by 2030
Buy Now, Pay Later (BNPL) has officially gone mainstream, according to Worldpay’s Global Payments Report. Published on May 13, the report shows BNPL has surged...
Is Coinbase’s S&P 500 launch a wake up call for the...
Coinbase’s impending arrival on the S&P 500 has UK crypto and digital asset leaders questioning the country’s commitment to fueling similar growth transpiring in...
CFPB reverse oversight of Google Payments amid regulatory retrenchment
The US Consumer Financial Protection Bureau (CFPB) has formally withdrawn its supervisory designation over Google Payment Corp., reversing a move initiated in December 2024...
Clarity Global CEO: ‘Banks are good, but fintechs offer more flexibility’
The financial landscape across Europe is more diverse than it's ever been, with fintechs and neobanks challenging traditional banks with innovative products and services...